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Assignment 1. Students will select a song, poem or short story from the twentieth century and write a Thesis (also known as an opinion or perspective) to show the extent to which the lyrics of the selected piece (song, poem, or short story) reflect the issues (social, political, global), of […]

As Frederick Douglas stood at the podium to narrate his story as a slave, he trembled with nervousness as he spoke of the life he had lived as a son of a slave woman who was living with an unknown white man. Before he become the leading spokesman for the […]

Bennie is an eccentric and also eclectic young, African-American lady. Bennie is a dreamer who likes trying all sorts of endless possibilities. Ever since her childhood, Bennie had attempted all sorts of activities for the sake of earning a living. At one time, she was a photographer, the shifted to […]

ENSURING RISK IN NATURE AND INDUSTRY 1. Explain why using deterministic models for catastrophe loss modelling can understate the potential risk. ________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________ (5 marks) 2. Describe what is meant by moral hazard in insurance. What can insurance companies do to reduce its occurrence? Give an example of a potential moral […]