Summary and evaluation the articles (the link of articles in paper requirements)
Write a 1600 word summary and evaluation of one of the two articles listed below. A "review essay" is a summary of your own words of the article you have chosen to review, together with an appraisal of it. Your review essay should be about 60% summary and 40% appraisal. Summary means you summarize the main points and explain the chosen article in your own words. Figures, tables, or equations in the article may not be includedbin your essay. Appraisal means you express your thoughts about the article. For example, whether thebarticle is full of insightful remarks, whether the article gives adequate consideration/analysis of the main
issues, or if the article covers too much or too little ground, any additional aspects should be included in the article. Your bibliography can be minimal.

The Two Articles

Choose one of the following to write your review:
1. Gambacorta, L. and van Rixtel, A. 2013, ‘Structural Bank Regulation Initiatives: Approaches and Implications’, BIS Working Papers, No.412, April 2013, <http://www.bis.org/publ/work412.htm>

2. Stewart, C., Robertson, B. and A. Heath 2013, ‘Trends in the Funding and Lending Behaviour of Australian Banks’, Reserve Bank of Australia, Research Discussion Paper, RDP 2013-15, December 2013, <www.rba.gov.au/publications/rdp/2013/pdf/rdp2013-15.pdf>